We do accept many Blue Cross/Blue Shield, Aetna, Value Options, Tricare, Ceridian, EAP plans or cash payments. Call 704-804-0841 if you have any questions. Insurance may cover some or all of the cost of your visits. Please note that we are out of network if your BCBS plan is administered through the Affordable Care Act (ACA). Also if your BCBS plan is BlueValue we are also out of network.
Initial Intake session: $145 per hour
Individual Counseling on site: $145 per hour
Remote coaching: $155 per hour
Couples Counseling: $ 145 per hour
Concierge services : $250 per hour ( meaning I come to you)
One Day Anger Classes in Group — 6 hours: $247
Anger Management Assessment — $145
Couples computer based relationship dynamic assessments. Each of these assessment can be completed at home by the couple however will require an office visit to review and provide recommendations.
This transaction will appear as Live Anger and Conflict Management Sessions on your credit card statement.
Session with Carlos Todd
When you click the 'Enroll Now' button, the payment form will be open to allow you to complete your payment on the Secured Stripe Server. For your added protection, we do not store your credit card information on our server.
Advantages of out of pocket payments
Many of our clients who request coaching are aware that this service is not covered by insurance and hence are willing to pay out of pocket.
The client avoids a mandatory diagnosis, stigma and restrictions on treatment. When you use insurance your insurance company mandates that you be diagnosed with SOMETHING or they may not pay for treatment. Often things like normal life stressors, marital problems and personal development cannot be easily diagnosed. Therefore seeking a diagnosis may be a challenge in some situations. Not to mention some clients do not want the stigma of a diagnosis.
You maintain confidentiality. While there are legal limits to confidentiality. When clients use insurance many (sometimes more than 10) individuals handle your paper work in order to process your claim. If total privacy is important to you and your family out of pocket cash payments will ensure greater levels of privacy.
Some insurance companies will mandate the type, length and the frequency of treatment based on the presenting problem. Client who make out of pocket payments have more treatment flexibility.
There is also research out there that suggests that patients who pay out of pocket are often more motivate and invested in treatment than those who get free or insurance based services. We have found this to be true in our practice.
May be the best argument for out of pocket payments comes from our clients. We have heard time and time again from clients who make the decision to payout of pocket that their main goal is personal growth and to them the return on investment in a changed life, better relationships and dreams fulfilled far out weight the out of pocket cost for therapy.
However we understand that out of pocket payments do not fit into everyone’s financial goals. Therefore we can process your insurance. However please check the following before enrollment:
Do you have mental health benefits as part of your insurance plan?
What is you deductible and has it been met?
How many yearly mental health sessions does your plan cover?
How much per session coverage do you have?
Do you need prior approval from a physician for sessions to be covered?